Federal Government student support programs (student education loans) can be obtained to Canadian residents, permanent residents, protected persons and citizens that are american.

Intro to loans; part associated with the college vs. Lender

The school funding group supports the management and verification procedure for several federal government loans and funds across Canada therefore the United States. We facilitate the method by interacting your enrolment status to your lender. The program procedure, evaluation, and disbursement of funds is supported by the financial institution.

Please be aware: The University of Calgary does not request funds with respect to pupils. Pupils get the complete level of their disbursement(s) for their individual bank-account and tend to be in charge of ensuring their charges are compensated because of the fee that is posted due dates.

Loans vs. Funds

You may submit one application throughout your province become examined for federal and loans being provincial funds.


Are funds which have become gone back to the financial institution an individual will be no more in college.


Are funds which do not need to be returned to the lending company.

Education loan faqs

1. Am I entitled to make an application for loans?

The Government figuratively speaking system can be obtained to Canadian Permanent Residents, Citizens and Protected persons (as defined when you look at the Immigration and Refugee Protection Act).

You will apply for funding through your province of residence. You are automatically assessed for provincial as well as federal loans and grants when you apply through your province. The overall “rule of thumb” may be the final province a student lived set for at the least year without going to a post-secondary organization will be your province of residence. E.g. Students who has got relocated from Ontario in August 2019 to go to UCalgary starting in September 2019 is always to submit an application for figuratively speaking from Ontario.

If you’re uncertain of one’s eligibility, be sure to contact your province of residence to verify using them.

2. Have always been we entitled to capital being an Open Studies pupil?

If you should be using through Quebec or Ontario, you’re not entitled to capital.

Other provinces usually fund Open Studies.

But, you are only eligible to be assessed for 12 consecutive months of funding irrespective of your course registration status if you are applying through Alberta.

3. Exactly How courses that are many term do i have to be cons

You will notice courses are weighted differently for Fall/Winter terms vs. Spring/Summer terms. Please be aware that this may change from the program load need for other workplaces on campus including UPass.

3a. Fall/Winter term

One program (per three devices)

Course load portion: 20%

Enrolment status: Part-time

Two courses (per three devices)

Course load portion: 40%

Enrolment status: Part-time

Three courses (per three units)

Course load percentage: 60%

Enrolment status: Full-time

Four courses (per three devices)

Course load portion: 80%

Enrolment status: Full-time

Five+ courses (per three devices)

Course load portion: 100%

Enrolment status: Full-time

3b. Spring/Summer term

One program (per three devices)

Course load portion: 40%

Enrolment status: Part-time

Two courses (per three devices)

Course load portion: 60%

Enrolment status: Full-time

Three courses (per three units)

Course load portion: 80%

Enrolment status: Full-time

Four+ courses (per three devices)

Course load portion: 100%

Enrolment status: Full-time

4. Exactly just What am I evaluated for being a full/part-time pupil?

As being a student that is part-time you would certainly be qualified to get loan money to just protect your tuition and mandatory costs, and books/equipment. As a full-time pupil, along with your training expenses, you’re going to be assessed for average residing costs centered on your province which include rent, meals, clothes, transport.

For pupils learning with dependents, you will additionally be examined for son or daughter care costs aside from your program load.

5. What if I change my enrolment status while receiving loans?

In case a change in your enrollment impacts your enrolment status ( ag e.g. Full-time to part-time), you might no further qualify for money and any funding that is undisbursed be canceled. The organization is obligated to upgrade changes in your registration to your lender and also this is performed with a automatic procedure that runs once weekly following the course add/drop deadline up to following the withdraw due date for courses.

We strongly counsel you to make contact with an Enrolment solutions Advisor as well as your loan provider if you’re considering dropping courses.

6a. What dates do I prefer for my student that is undergraduate application?

Undergraduate pupils

Make use of the standard first and day that is last of thirty days for the application.

Begin date:

Winter term only

Begin date:

Autumn and winter terms

Begin date:

Spring term just

Begin date: May 1 End date: June 30

Summertime term just

Begin date:

Spring and summer time terms

Begin date: May 1 End date: 31 august

6b. What dates do I prefer for my graduate pupil application?

Whenever trying to get student education loans or interest status that is free it is possible to submit an application for at the most 52 months of financing according to your acknowledge term. Alternatively, you are able to use utilizing times which are significantly less than 52 days but guarantee you make use of standardized session start and end times.

E.g. If perhaps you were admitted in wintertime 2019, you are able to apply from Jan. 1, 2019 till Dec. 31, 2019, it is possible to apply utilizing Sept. 1, 2019 to Dec. 31, 2019 you cannot use making use of Sept. 1, 2019 – Aug. 31, 2020.

6c. What dates do I make use of for my medication pupil application?

As being a medication pupil, each system 12 months has unique times you will used to make an application for financing. Please relate to the table below to get your application for the loan times centered on your of study year.

12 months of research (one)

Begin date:

Of study (two year)

Begin date:

Of study (three year)

Application one Start date:

Application two begin date:

7. Just exactly What information shall i be expected to prov

Once you finish the application form, you’re going to be expected to give you information including that is personal

  • Your title
  • Date of delivery
  • Marital status
  • Citizenship status
  • Alberta Pupil Quantity (ASN)
  • Target and contact information
  • College title
  • System
  • Of study year
  • Research duration date

You’re going to be expected to produce individual information that is financial

  • RESPs
  • Scholarships/bursaries
  • Non-registered opportunities
  • Indigenous and Northern Affairs Canada/Band Funds

If you should be married/common-law you will be expected to give information that is financial your better half. If you are considered a student that is dependent you’re going to be asked to offer your parent/guardian’s monetary information.

8. The length of time does it just take for my application become evaluated?

This will probably differ by province, nevertheless the rule that is general application may take around 4 to 6 months to process, therefore it is essential to utilize early.

9. Just how do I determine in the event that organization has processed/confirmed my education loan?

Please relate to the Government Student help tab under “My Financials” element of your pupil Centre (my. Ucalgary.ca) to learn more in regards to the status the job. There is more assistance on making use of your student portal by accessing the how-to-guides.

10. How can I receive my money?

In the event that you requested capital by way of A canadian loan provider, you are going to get all funds in your own personal banking account and are usually accountable for making subsequent payments towards your costs and residence etc. By the posted due dates.

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